401k Contribution Limits 2024 Catch Up Total . The annual contribution limit for a roth ira for those under 50 is $7,000 for 2024, with an additional $1,000 catch up contribution if you're age 50 or older. The limit on employer and employee contributions is $69,000.
For 2024, you can defer up to $23,000 into 401 (k) plans, up from $22,500 in 2023, with an extra $7,500 for savers age 50 and older. For 2024, the maximum you can contribute from your paycheck to a 401 (k) is $23,000.
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